Credit Officer

Responsibilities: Source and onboard qualified loan customers. Conduct customer appraisal, verification, and credit assessment. Recommend suitable loan facilities based on customers' needs and repayment capacity. Monitor loan performance and ensure timely repayments. Maintain strong relationships with existing and prospective customers. Achieve assigned loan disbursement and recovery targets. Prepare and submit weekly credit and portfolio reports. Ensure compliance with company credit policies and regulatory requirements. Requirements: Minimum of OND in any relevant discipline. At least 2 years' hands-on experience as a credit officer in a microfinance bank, finance company, fintech, cooperative, or lending institution. Proven track record in loan sourcing, disbursement, and recovery. Strong communication, negotiation, and customer relationship management skills. Good knowledge of credit risk assessment and portfolio management. Ability to work independently and meet performance targets.

Responsibilities: Source and onboard qualified loan customers. Conduct customer appraisal, verification, and credit assessment. Recommend suitable loan facilities based on customers' needs and repayment capacity. Monitor loan performance and ensure timely repayments. Maintain strong relationships with existing and prospective customers. Achieve assigned loan disbursement and recovery targets. Prepare and submit weekly credit and portfolio reports. Ensure compliance with company credit policies and regulatory requirements.

Requirements: Minimum of OND in any relevant discipline. At least 2 years' hands-on experience as a credit officer in a microfinance bank, finance company, fintech, cooperative, or lending institution. Proven track record in loan sourcing, disbursement, and recovery. Strong communication, negotiation, and customer relationship management skills. Good knowledge of credit risk assessment and portfolio management. Ability to work independently and meet performance targets.